About Phyllis Harb:-

REMAX: APRIL/1999 - PRESENT
REALTOR/MARKETING SPECIALIST:  Achieved Platinum Designation, the highest ranking RE/MAX offers its agents and reserved for a select group based on their closed sales.  Department of Real Estate Course Instructor, certified to teach mandatory continuing education courses to Real Estate professionals.  Authored articles for a variety of web sites, including her own @ http://www.realtorharb.com/.

MACGREGOR REALTY: 1992 - APRIL/1999
REALTOR/MARKETING SPECIALIST: 1998 Accepted as a Life Member of the National Registry of Who's Who in Real Estate.  1995-1998 highest production for MacGregor Realty.  1994-1998 awarded "RELO Superstar" by RELO International for outstanding service to transferees.  One of three panel speakers for RELOS's 1996 convention.  Department of Real Estate Course Instructor, certified to teach mandatory continuing education courses to Real Estate professionals.  As a member of MacGregor Realty's Management Team, also responsible for the development and implementation of innovative marketing techniques.

DILBECKS REALTORS:  1989-1992
REALTOR:  1991 & 1992 authored articles for the Leader Newspress.  1992 chaired Dilbeck's Homebuyer's Fair.

BSC MORTGAGE (a subsidiary of Sterling Bank):  1986-1989
VICE PRESIDENT/LOAN ADMINISTRATION:  Responsibilities included managing two loan centers, overseeing loan underwriting, processing and funding.  Additional duties included the sale of loans to the secondary market.  Also, responsible for writing all loan policy and procedure manuals and the adherence to all regulatory requirements.

BANKING INSTITUTE:  1987-1989
PART TIME INSTRUCTOR:  Duties included the preparation and instruction of state certified courses to banking professionals.

LOS ANGELES FEDERAL SAVINGS:  1982-1987
LOAN OFFICER: Responsible for the origination of conventional and jumbo loans.

SEARS SAVINGS BANK:  1979-1982
Sr. Underwriter:   Duties included the approval of loans in accordance with FHLMC/FNMA policies.  Oversaw the marketing of home sales of foreclosures and joint venture construction projects.

A short guide for the Internet consumer

When you're on the Internet, you don't have time to waste on endless searches
for useful real estate information. You want to get things done quickly and
without hassle. So chances are you'd like a real estate agent who

Answers e-mail promptly and professionally.

• Respects your on-line privacy.
  
• Offers home listings and other Internet tools to help you find or market a
  home.
  

Enter the e-PRO.

An e-PRO is a REALTOR® who has successfully completed the e-PRO training
program for real estate professionals. Endorsed by the National Association of
REALTORS®, the e-PRO course teaches professionals the nuts and bolts of working
with real estate on-line: Web sites, e-mail, on-line tools, and most of all,
what today's consumer really wants.

What does all this mean to you? There are several benefits of working with a
certified Internet professional.

More privacy

Are you reluctant to give out contact information through the Web for fear of
being pestered or spammed? e-PROs understand. They've learned the Web isn't just
a place to do business; you need information from someone you can trust.

That's why e-PROs respect your privacy. They respond quickly to your
questions, but don't send you unwanted communication. And they protect your
personal information.

Less hassle

Tired of struggling to find information? e-PROs are more likely to have
access to the latest Internet utilities, making your life easier. These tools
may include:

• On-line home tours
  
• Instant access to comprehensive neighborhood data
  
• Extensive property listings
  
• Immediate e-mail notification of just-listed homes meeting your
  criteria
  
• Referral networks and on-line forums, where e-PROs can quickly find
  information——even potential buyers——from other e-PROs
  
• Newsletters on current real estate conditions in your area
  
• Electronic faxes sent to you by e-mail
  
• Advanced software, PDAs, and laptops to find you answers on the spot
  

The result: you get more information, more easily. With electronic files, you
have less paperwork to deal with. And since your agent uses e-mail, you can even
eliminate phone tag. The e-PRO streamlines your entire transaction, from showing
to closing.

Less expense

An e-PRO's access to advanced technology can save you considerable expense.
You have more tools to find or market your home, so you're likely to get a
better price. With on-line home tours, you reduce in-person showings——and
the costs involved. And by using e-mail, you save money on long-distance calls
and fax charges.

Relocating? An e-PRO is ideal for you. With the tools to do your research
electronically, you can make a decision on a home the first day you're in
town——or without traveling at all. You and your family save on travel costs.
And after you've decided to buy, monitoring the sale by e-mail saves you even
more.

Should you use an e-PRO? Yes——especially if you're an Internet user. In
this fast-paced age, technology has become a necessity. An e-PRO is someone who
has recognized and responded to the needs of the new consumer. If you choose an e-PRO,
it's a safe bet you'll get the kind of service you want——and need.