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Housing tenure - 3/27/2006
Housing tenure refers to the financial arrangements under which someone has the right to live in a house or apartment. ...
History of Housing association - 3/27/2006
They first appeared in the second half of the 19th century as part of the growth in philanthropic and voluntary organisations brought about by the growth of the middle classes in the wake of the Industrial Revolution. ...
Funding and regulation of Housing association - 3/27/2006
Housing associations in England are funded and regulated by the Housing Corporation, a quango that reports to the Office of the Deputy Prime Minister. ...
Housing association - 3/27/2006
Housing associations in the United Kingdom are independent not-for-profit bodies that provide low cost housing for people in housing need. ...
Restrictive covenant - 3/27/2006
A restrictive covenant is a legal obligation imposed in a deed by the seller upon the buyer of real estate to do or not to do something. ...
Homeowners association - 3/27/2006
Some of the developments that real estate developers build are common interest developments, a category that includes planned–unit developments of single–family houses, condominiums, and cooperative apartments. ...
Hard money lender - 3/27/2006
Hard money lenders are lending companies offering a specialized type of real-estate backed loan. ...
Commercial Lending Industry - 3/27/2006
Thanks to freedom from regulation, the commercial lending industry operates with particular speed and responsiveness, making it an attractive option for those seeking quick funding. ...
History of Hard money Loan - 3/27/2006
Hard Money is a term that is used almost exclusively in the United States and Canada where these types of loans are most common. ...
Loan Structure - 3/30/2006
A hard money loan is a real estate collateralized loan based on the quick-sale value of the property against which the loan is made. ...
Hard money loan - 3/30/2006
A hard money loan is a specific type of financing in which a borrower receives funds based on the value of a specific parcel of commercial real estate. ...
Green belt - 3/30/2006
A green belt or greenbelt is an area of largely undeveloped wild or agricultural land surrounding or neighbouring an urban area. Similar concepts are greenways or green wedges which have a linear character and may run through an urban area instead of around it. ...
Government National Mortgage Association - 3/30/2006
The Government National Mortgage Association (GNMA, also known as Ginnie Mae) was created by the United States Federal Government through a 1968 partition of the Federal National Mortgage Association. ...
Good faith estimate - 3/30/2006
A mortgage lender is required by the Federal Real Estate Settlement Procedures Act to provide you with a good faith estimate of the fees due at closing within three days of applying for a loan. ...
Gentrification - 3/30/2006
Gentrification refers to the process whereby a low rent neighborhood is transformed into a high rent neighborhood through redevelopment, usually in conjunction with changing demographics and an influx of wealthier residents. ...
Deed in lieu of foreclosure - 3/30/2006
Deed in lieu of foreclosure is a deed instrument in which a mortgagor (i.e., the borrower) conveys all interest in a real property to the mortgagee (i.e., the lender) to satisfy a loan that is in default and avoid foreclosure proceedings. ...
Foreclosure - 3/30/2006
Foreclosure is the legal proceeding in which a bank or other secured creditor sells or repossesses a parcel of real property (immovable property) due to the owner's failure to comply with an agreement between the lender and borrower called a "mortgage" or "deed of trust". ...
Federal Housing Administration - 3/30/2006
The Federal Housing Administration was begun as part of the New Deal in 1934. ...
Federal National Mortgage Association - 3/30/2006
The federal government of the United States created the Federal National Mortgage Association (FNMA) (NYSE: FNM), commonly known as Fannie Mae, in 1938 to establish a secondary market for mortgages insured by the Federal Housing Administration (FHA). ...
Federal Home Loan Mortgage Corporation - 3/30/2006
The Federal Home Loan Mortgage Corporation ("Freddie Mac") NYSE: FRE is a stockholder-owned, publicly-traded company chartered by the United States federal government in 1970 to purchase mortgages and related securities, and then issue securities and bonds in financial markets backed by those mortgages in secondary markets. ...
Rental agreement - 3/30/2006
A rental agreement is a contract, usually written, between the owner of a property and a renter who desires to have temporary possession of the property. ...
Leasehold - 3/30/2006
Leasehold is a form of property tenure where one party buys the right to occupy land or a building for a given length of time. ...
Power of attorney - 3/30/2006
A power of attorney or letter of attorney in common law systems or mandate in civil law systems is an authorization to act on someone else's behalf in a legal or business matter. ...
Escrow - 3/30/2006
Escrow is a legal arrangement whereby an asset (often money, but sometimes other property such as art, a deed of title, or software source code) is delivered to a third party (called an escrow agent) to be held in trust pending a contingency or the fulfillment of a condition or conditions in a contract. ...
Encumbrance - 3/30/2006
An encumbrance is a legal term of art for anything that affects or limits the title of a property, such as mortgages, leases, easements, liens, or restrictions. ...
Eminent domain - 3/30/2006
Eminent domain (US), compulsory purchase (United Kingdom, New Zealand), compulsory acquisition (Australia) or expropriation (Canada, South Africa) in common law legal systems is the power of the state to expropriate private property without the owner's consent. ...
Easement - 3/30/2006
An easement is the right of use over the real property of another. The right is often described as the right to use the land of another for a special purpose. ...
Earnest payment - 3/30/2006
An earnest payment (sometimes called earnest money or simply earnest) is when a buyer gives something of value (money or otherwise) to a seller at the time an agreement is made and it is accepted by the seller as an indication that the agreement is complete. ...
Due-on-sale clause - 3/30/2006
A Due-on-sale clause is a clause in a loan or promissory note that stipulates the full balance is due upon sale or transfer of ownership. ...
Double closing - 3/30/2006
A double closing is the simultaneous purchase and sale of a real estate property involving three parties: the original seller, an investor (middleman), and the final buyer. ...
Dominion Land Survey - 3/30/2006
The Dominion Land Survey is the method used to divide most of western Canada into one-square-mile sections for agricultural and other purposes. ...
Depreciation - 3/30/2006
Depreciation is an accounting and finance term for the method of attributing the cost of an asset across the useful life of the asset. ...
Deed - 3/30/2006
A deed is a legal instrument used to grant a right. The deed is best known as the method of transferring title to real estate from one person to another. ...
Origins of Council house - 3/30/2006
The pressure for decent housing arose from overcrowding in the large cities in the 19th century, and many social commentators (such as Octavia Hill) reported on the squalor, sickness and perceived immorality that arose. ...
Council house - 3/30/2006
The council house is a form of public housing found in the United Kingdom. ...
Copyhold - 3/30/2006
At its origin in medieval England, Copyhold tenure was tenure of land according to the custom of the manor, the "title deeds" being a copy of the record of the manor court. ...
Common ownership - 3/30/2006
Common ownership is a principle according to which the assets of an enterprise or other organisation are held indivisibly rather than in the names of the individual members. ...
History of the co-operative movement - 3/30/2006
Robert Owen (1771–1858) fathered the cooperative movement. A Welshman who made his fortune in the cotton trade, ...
Some more Types of cooperatives - 3/30/2006
More types of cooperatives are continued here. ...
Types of cooperatives - 3/30/2006
There are many which are mentioned herein. ...
Cooperative - 3/30/2006
A cooperative (also co-operative or co-op) is an association of persons who join together to carry on an economic activity of mutual benefit. ...
Conveyancing in United States - 3/30/2006
The conveyancing process in the United States varies from state to state depending on local legal requirements and historical practice. ...
Conveyancing in United Kingdom - 3/30/2006
In England and Wales this is usually done by a solicitor or a conveyancer. ...
Conveyancing - 3/30/2006
Conveyancing is the act of transferring the ownership of a property from one person to another. ...
Details explained on the contract - 3/30/2006
There are many which are mentioned herein. ...
Real estate contract - 3/30/2006
A real estate contract is a contract for the purchase/sale, exchange, or other conveyance of real estate between parties. ...
Comparables - 3/30/2006
Comparables
Properties that are similar to the subject property. In real estate, a real estate agent checks the selling prices of comparables to help determine the value of a property he is appraising. ...
Community land trusts - 3/30/2006
Land trust communities trace their conceptual history to India's gramdans where villages held property in the community interest, and to European and North American land banks, which are quasi-public agencies that invest in land often to help build family farms or to encourage economic development. ...
Closing (real estate) - 3/30/2006
Closing is the final step in executing a real estate transaction. ...
Closing cost - 3/30/2006
Real property in most jurisdictions is conveyed from the seller to the buyer through a real estate contract. ...
Chain of title - 3/30/2006
A chain of title is the sequence of historical transfers of title to a property. ...
Capitalization rate - 3/30/2006
A Capitalization Rate (or "Cap Rate") is a measure of the ratio between the net income produced by an asset (usually real estate) and its capital cost (the original price paid to own the asset). ...
Different types of Capital gain - 3/30/2006
There are three types of capital gains. ...
Capital gain - 3/30/2006
In finance, a capital gain is profit that results from the appreciation of an asset from its purchase price. ...
United States housing bubble - 3/30/2006
The United States housing bubble refers to a belief that there is an economic bubble in real estate in the United States. ...
National Association of Realtors - 3/30/2006
The National Association of Realtors (NAR), whose members are known as "Realtors," is America's largest trade association, representing 1 million members, including NAR's institutes, societies, and councils, involved in all aspects of the residential and commercial real estate industries. ...
Services provided by real estate agents to customers - 3/30/2006
The customers of real estate brokers are the sellers and buyers of the real estate to be sold. ...
Real estate licensees and realtors - 3/30/2006
In the United States, there are commonly two levels of real estate professionals licensed by the individual states, not by the federal government. ...
Real estate broker - 3/30/2006
A real estate broker is in the business of brokering real estate transactions; that is, finding sellers for those who want to buy real estate and finding buyers for those trying to sell real estate. ...
Assignment of property rights - 3/30/2006
Real property rights can be assigned just as any other contractual right. However, special duties and liabilities attach to transfers of the right to possess property. ...
Requirements for an effective assignment - 3/30/2006
For assignment to be effective, it must occur in the present. No specific language is required to make such an assignment, but the assignor must make some clear statement of intent to assign clearly identified contractual rights to the assignee. ...
When assignment will be permitted - 3/30/2006
The common law favors the freedom of assignment, so an assignment will generally be permitted unless there is an express prohibition against assignment in the contract. ...
Assignment (law) - 3/30/2006
An assignment is a term used with similar meanings in the law of contracts and in the law of real estate. ...
Assignment (law) - 3/30/2006
An assignment is a term used with similar meanings in the law of contracts and in the law of real estate. ...
Characteristics of assessments - 3/30/2006
Assessment should be valid and reliable. A valid assessment is one which measures what it is intended to measure. ...
Types of assessments - 3/30/2006
There are four types of assessments. ...
Types of assessment - 3/30/2006
Assessments can be classified in many different ways. ...
Assessment - 3/30/2006
Assessment is the process of documenting, usually in measurable terms, knowledge, skills, attitudes and beliefs. ...
Arrears - 3/30/2006
Arrears, or arrearages is a legal term for the type of debt accrued after missing an expected payment. ...
Argus (software) - 3/30/2006
Argus is a financial analysis program used in the commercial real estate industry. ...
Appreciation - 3/30/2006
Appreciation is a term used in accounting relating to the increase in value of an asset. ...
Types of value - 3/30/2006
There are several types and definitions of value sought by a real estate appraisal. ...
Real estate appraisal - 3/30/2006
A real estate appraisal is a service performed, by an appraiser, that develops an opinion of value based upon the highest and best use of real property. ...
Apartment types and characteristics - 3/30/2006
Apartments can be classified into several types. Studio or efficiency apartments tend to be the smallest apartments with the cheapest rents in a given area. ...
Apartment - 3/30/2006
An apartment (or flat in Britain and other Commonwealth countries) is a self-contained housing unit that occupies only part of a building. ...
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